From application to funding in 7 days

You'll need proof of property ownership (or purchase agreement), recent rental income statements, property valuation report, and valid identification. Our digital platform guides you through each document step by step — most landlords complete the upload in under 15 minutes.

We use a combination of automated valuation models and local market data to assess your property. In most cases, no physical inspection is required. If a physical valuation is needed, we coordinate it within 48 hours at no extra cost to you.

Yes. Portfolio landlords can submit multiple applications simultaneously. Each property is assessed independently, and we can often provide bundled terms for portfolios of 5 or more properties, including preferential rates.

Once you accept the binding offer, our legal team prepares the mortgage deed. You'll sign at a local notary, and funds are typically transferred within 24–48 hours. Your dedicated account manager coordinates the entire closing process.

Our standard terms include flexible early repayment options. During the fixed rate period, a small compensation may apply as required by Spanish regulation. After the fixed period, you can repay in full at any time without penalty.

No. We work with both Spanish residents and non-residents. Our process is designed for international investors — all documentation can be submitted digitally, and our team handles the regulatory requirements for non-resident mortgage applications.