Solutions

Solutions for emerging investors

Kick-start your real estate investments in Spain with personalized guidance and a streamlined financing process.

Built for new investors

Starting your first rental property investment can feel overwhelming. We make it simple with tools and support designed specifically for you.

Personalized financing

Tailored mortgage solutions designed for first-time rental property investors in Spain, with clear terms and no hidden fees.

Easy, online process

Submit your application in minutes through our streamlined digital platform. No paperwork, no branch visits required.

Dedicated support

Our team of mortgage specialists guides you through every step, from application to closing, with personalized attention.

Why SodaBrothers

Streamlined online portal

Manage your application, upload documents, and track progress from one easy-to-use dashboard.

Fast approval

Get pre-qualified instantly and receive funding in as little as 7 days from application.

No income verification

We evaluate the property's rental potential, not your personal income or employment status.

Competitive rates

Rates starting from 3.8% with transparent pricing and no hidden fees or surprise charges.

Frequently asked questions

No prior real estate investment experience is required. Our emerging investor program is designed specifically for those purchasing their first rental properties in Spain.

We offer financing up to 60% LTV for rental properties. This means if your property is valued at €300,000, you can borrow up to €180,000.

No, we don't require traditional income verification. Our evaluation focuses on the rental income potential of the property rather than your personal employment status.

Our streamlined process allows for approval in as little as 7 days. Submit your application on Monday, receive an indicative offer by Tuesday, and have funds ready for closing the following week.

We finance residential rental properties across Spain, including apartments, townhouses, villas, and multi-unit buildings with up to 4 units.

Ready to start your investment journey?

Get pre-qualified in minutes and take the first step toward building your rental property portfolio in Spain.

Get pre-qualified online